Betsy Hines Realtors, LLC | Marshfield Real Estate, Scituate Real Estate, Duxbury Real Estate


Being a homeowner comes with a lot of responsibility. You'll need to keep up with your bills, cleaning and maintenance, and have a keen eye for managing your finances. What many people don't tell you when you buy a house is that you could also become the victim of scammers who specifically target homeowners. Like computer viruses, scams are constantly evolving to stay one step ahead of the game. However, many of them rely on behavior that should raise a red flag for homeowners. In this article, we'll cover some common scams that affect homeowners and tell you how to avoid them to keep you, your home, and your wallet safe.

You've won!

Congratulations! By reading this article you've won an all-expenses paid trip to the destination of your dreams. One of the most common scams affecting homeowners come in the form of phone calls, mail, or even door-knockers informing you that you've won some kind of prize. Unless you've specifically entered to win a certain prize, you can almost be certain that this is a scam.

Identity crisis

We've often heard of the dangers of identity theft, but homeowners in particular are an at-risk demographic. Identity thieves attempt to steal your personal information in order to commit fraud or crimes. To avoid identity theft, be responsible with your mail. Always shred mail with personal data and be sure to have someone take care of your mail for you when away from home for extended periods.

I noticed your roof needs to be repaired

Many scams come in the form of people knocking on your door to offer a great deal on a service. People who solicit you and ask to be let into your home or onto your property to "inspect" part of your home should never be allowed in. They may actually be a roofer attempting to convince you to repair your roof (regardless of whether it needs to be repaired). Or, they could be a would-be burglar scoping out your residence. These scammers will attempt to sell you anything from "subsidized" and "energy efficient" home energy products all the way down to fixing imagined water/moisture issues in your basement.

Make $60k a year working from home!

Work-from-home jobs do exist, and they're growing in number as technology makes it easier and more efficient than traveling. However, some job offers are too good to be true. Be wary of job offers that require you to enter personal information like your social security number before ever having met the employer. Many of these "too good to be true" jobs can be spotted when they ask you for money to get started. They may say to need to pay for your own training but then can make thousands, or will ask for a company buy-in that will pay off later. Regardless, never give money to a potential employer.

I came to read the meters

Someone in a safety vest with a name tag and clipboard knocks on your door and says they're from the energy company, water company, etc. They seem legitimate and tell you how important it is to have your meter read. The might even say you're eligible for a refund or subsidy. It's important to always ask representatives to show you their ID or ask them to call and make an appointment before letting them enter your home.

 

If you’ve paid any attention to home and living catalogues over the years you’ve probably noticed how quickly home decor trends come and go. Just like in the world of fashion, the people who manufacture homegoods do it with one idea in mind: to keep you coming back for more.


There’s an important distinction to be made between a trend and a style. You’ve probably seen several homes that adhere to the styles of farmhouse, mid-century modern, industrial, and so on. However, within these styles there are several trends that flood magazines and houses each year. While everyone wants to keep their home up to date, it’s important to keep a watchful eye out for homegoods that are just capitalizing on the latest trends.


In this article, we’ll break down some home decor tips that will help you pick the homegoods that will look great year after year while also serving a useful function in your house. And, we’ll help you avoid the trends that put a strain on your wallet each year.

Keep the big picture in mind


When browsing through the latest Crate & Barrel catalog, it’s tempting to order items based on liking the way they look in the picture. However, it’s important to remember how it would look in your own home. This is true for many items around the home, like houseplants. If you have a farmhouse-style home, decorating it with cacti or zen gardens might appear out of place and thus will be short-lived decorations.


Aside from the inside of your home, it’s important to keep in mind the architectural style of your house. It would seem strange, for example, to enter a brownstone building in Brooklyn to find it filled with country style decorations. That isn’t to say you need to always adhere exclusively to the architectural style of the building (some juxtapositions work well together and are a fun way to give your home some originality).

Good design sticks around


Appearance isn’t everything. When it comes to things like furniture, appliances, and kitchenware you’ll find that usefulness and ease of access is a key feature. Before buying one of these items, think about whether it serves a purpose, and if it serves that purpose better than your current item. Read reviews or ask friends and family about these items before purchasing them.

Stick to the classics


One of the latest trends to hit coffee shops around the country is the tall metal stool. Sometimes they have a backrest, sometimes they don’t. They can be painted a neutral color or left metallic and unfinished.


While these stools may fit neatly into the modern, industrial look, they might not fit your particular needs. In some instances, it’s better to stick to the tried-and-true furniture items for your home. If you’re placing the stools somewhere that people are going to sit often and for long periods of time, you’ll want them to be comfortable. Don’t sacrifice comfort in your own home just because something looks good.




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